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Loans & Credit Cards
 

Planites Credit Union is committed to finding a financial solution for every member, including those who need to establish or rebuild credit. Whether you need a personal loan, auto loan or the convenience of a VISA Credit Card, we offer competitive rates, flexible terms and quick decisions.

Personal Loans

Personal loans are short-term and designed for a purchase, debt consolidation, car repairs, tuition or any other productive need. Terms are available up to 36 months.

New and Used Vehicle Loans

When you are ready to purchase a new or used vehicle, Planites CU is your one-stop shop. We finance vehicles six years old or newer and offer gap insurance and extended warranties at a much lower cost than the dealers!

  • 100% financing of the Red Book’s Retail Value
  • 24-72 Month Terms
  • Payroll Deduction Convenience
  • Quick Pre-Approvals

Auto Refinance Program

If you have financed a vehicle (six years or newer) with another financial institution or were pressured into dealer financing, our Auto Refinance program makes it quick and simple to transfer your loan over to Planites Credit Union for a better rate or even just
the convenience of payroll deduction.

  • 100% financing of the Red Book’s Retail Value
  • 24-72 Month Terms
  • Payroll Deduction Convenience
  • Quick Pre-Approvals

GAP & Warranty

We’ve got you covered! Take advantage of PCU’s GAP and Extended Warranty Programs.

GAP (Guaranteed Asset Protection)

  • One-time payment of $300
  • Auto Deductible Reimbursement - The primary borrower receives a 3 year Auto Deductible Reimbursement benefit that reimburses their Auto Insurance Deductible up to $500 per occurrence (with maximum of 2 occurrences per year) when they file a claim with their insurance. The ADR benefit covers any vehicle that borrower has titled AND insured in their name.
  • No model, mileage or year restrictions
  • Eliminates the out-of-pocket expense for the remaining loan balance after loss settlement
  • Helps protect the borrower's credit rating
WARRANTY

  • Drive your car with ease, even the most reliable vehicles breakdown
  • PCU warranty plans often cost much less than dealerships
  • $0 dollar deductible on all plans
  • Emergency Roadside Assistance
  • Rental Car allowance
  • Battery Coverage
So don’t delay, call us today for a free quote. Contact PCU @ 312-653-6371.

VISA Credit Cards

Planites Credit Union offers a VISA Classic Card with a fixed rate and no annual fee. The card also features the same rate for both purchases, balance transfers and cash advances. Other valuable benefits include:

  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • No Minimum Finance Charge
  • 25-Day Grace Period
  • 24-Hour Online Account Information – www.ezcardinfo.com

Share Secured VISA Credit Card

The Share Secured VISA Credit Card is the perfect card for members seeking to build or rebuild their credit. In addition, the Share Secured VISA Card has the following features:

  • No Balance Transfer Fee
  • No Cash Advance Fee
  • No Minimum Finance Charge
  • Fixed Rate of 16% APR
  • Annual Fee of $45
 
Phone: (312) 653-6371
Fax: (312) 616-3728
MARS: (312) 653-4890
Email: PlanitesCU@bcbsil.com
Report Lost/Stolen Debit Cards:
1-800-523-4175
Report Lost/Stolen Credit Cards:
1-800-322-8472
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